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50 Year Mortgage

50-year mortgage payments provide shockingly low payments. You can afford a home loan with lower payments realized with 50 year mortgage loans. By stretching the term and amortizing the interest over fifty years, borrowers are able to realize lower payments. 50-year mortgage rates are the lowest ever and Nationwide is one of the only lenders in the country to offer this unique home loan. Discover how low your payment could be with a 40 or 50-year home loan.

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  • Save Money with 50-Year Loans
  • Refinance adjustable credit card interest
  • Combine your equity loan with your 1st mortgage
  • Refinance all types of ARMs (3/1, 5/1, 7/1, 10/1)
  • Secure Principal and Interest Mortgages
  • Refinance Interest Only Loans
  • Get Cash for Investment Properties
  • Finance Home Remodeling
  • Refinance your lines of credit
  • 100% financing with VA Loans (15-30-yr options)

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50 Year Mortgage

A few lenders across the country have had the 50 year mortgage to their mortgage product arsenals. Nationwide Mortgages is pleased to announce that a few of our preferred lending sources are offering the 50 year mortgage. The loan offers an amortization schedule that spans over 50 years. This will keep the payment very low. Homebuyers can enjoy the increased affordability that comes with a fifty-year loan.

Jody Sheen wrote in a recent article: "the expression of interest in 50-year amortizing loans comes a time when there has been a surge in the number of 40-year offerings, especially among sub-prime lenders." According to the California Association of Mortgage Brokers reveals that approximately 60 percent of mortgage brokers in the state expect 40-year fixed-rate mortgages to grow in popularity with homeowners next year because of their need for a more affordable mortgage product.

40 and 50-year home loan terms are a great alternative to the negative amortization loans or the interest only mortgages that have become so popular. At least with these loans some principal is paid each month, and borrowers have the option of a fixed rate term.

Additional Financing Choices from Nationwide Mortgages

Less Paperwork is better! Nationwide provides great 1st & 2nd loan product features like No Income Verification Loans.

3% down is all you need for a low interest rate home loan. The FHA loan program is very popular and helps ease the transition for homebuyers purchasing a home.
You don't have to refinance your 1st to get refinance debt! Take out a debt consolidation loan & get pay off your high interest bills and debt.
Time to Fix your ARM loan. Refinance for a lower payment and fixed rate term. We help people with bad credit refinance and save.


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Don't just assume the 30-year term is the longest term. Our lenders offer 40 and 50-year loans with lower monthly payments to qualified applicants.

Key Refinance Factors
Mortgage Refinance

- Get Cash Back
- Lower Payments

- Fixed Rate 50-year Loan
- Fixed Loan Term 10 to 50 years
- Fixed Loan Payment
- Low Payments 50 year mortgage
- Principal & Interest Payments
- Pay Interest on entire Loan

- Home Equity Credit Lines
- Great for Debt Consolidation
- Good for Peace of Mind
- Wise for Financing Cash

50 Year Mortgage
  • 580 Fico Scores OK
  • Bankruptcy OK
  • Mortgage Lates OK
  • Credit Card Lates OK

- Interest Only Payment Options
- Low Rate Adjustable Mortgages

- Great for Home Improvements
- Great for Rebuilding Credit
- Great for Consolidating Debt

Non-Owner Occupied Loans
  • 2nd home or Investment
  • 1st & 2nd Mortgages
  • Fixed or Variable Rates
  • Interest-Only
  • 80% CLTV
  • Cash Out on 2nd Homes
  • Refinance or Purchase




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