Negative Amortization Mortgage
Payment Option ARM - Interest Only - Fixed Rate

Check out our low rate negative amortization mortgage loans for home purchase, refinance, cash out and debt consolidation with several payment options including interest only fixed rate and low intro payment adjustable rates. Choose your index: MTA, COFI, COSI, and more.

Payment option ARM's have rates starting at 1.5%. Negative Amortization loans give you the freedom to pay less monthly if you need to. Negative amortization loans are considered the "Loan Kings for Cash-Flow." Freeing up your cash flow could open the door for investing or solve other financing problems because the monthly payments are reduced.

These pick-a payment loans are not for everyone, but for the savvy borrower who invests the savings each month, this mortgage is considered a dream home loan.

Home Mortgage Rates Starting at 1.5%.

Negative Amortization Loans Increase Cash Flow!

This is a great way to save money and qualify for the house of your dreams. Take advantage of deferred interest and the flexibility that comes with 3 different payment options.

• Fully Indexed Fixed Rate Pick-a-Payment Loan
• Interest Only Mortgage Payment Option
• Deferred Interest – Neg-AM Payment

Borrowers can choose the payment that suits them
Option 1. Interest Only Payment
Option 2. Negative Interest
Option 3. Fixed Rate Payment Option

• Stated Income Mortgage
• 100% CLTV on Owner Occupied Properties
• 90% on Non-owner Occupied Properties
• Qualify at fully amortizing payment
• 1-4 Units Condos and PUD's
• Not Available in All States