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Florida Mortgage

Mortgage Lenders provide refinance, home equity, second mortgages, 100% purchase loans and debt consolidation financing for homeowners with good & bad credit. Florida applicants are invited to shop & compare mortgage rates by state, loan quotes, gulf real estate related articles and for helpful insight for consumers in Florida. Don't let your past credit problems hinder your home finance options, because there are so many loan programs available today that help people rebuild their credit while lowering their monthly payments. Check the local Florida rates for second mortgage loans.

Refinancing or adding a second mortgage can help your credit rebound, and will often increase your credit scores with timely payments.

  • Combine your 1st & 2nd mortgages into 1 mortgage
  • Wipe out compounding credit card interest
  • Consolidate all your bills into one lower mortgage payment
  • Refinance your existing 2nd mortgage
  • Save up to 75% with Bill Consolidation
  • Interest Only Mortgage Options
  • Convert your adjustable rates to a Fixed Rate Loan
  • Rebuild your credit & Raise your Scores
  • Get Cash Out
  • Finance Home Improvements
  • Refinance your home equity line of credit

Mortgage Rates for Florida Cities
Fort Myers Orlando Jacksonville
Naples Panama City Miami
Gainesville Tallahassee West Palm
Pensacola Tampa Bay

Licensed Florida Appraisers

Palm Beach Appraisers

Miami Dade Appraisers

Jacksonville Appraisers

Gainesville Appraisers

FT Lauderdale Appraisers


Don't let your past credit problems hinder your home finance options.

Refinancing or adding a second mortgage can help your credit rebound, and will often increase your credit scores with timely payments.

 

 

NO COST Home Equity Line of Credit:

  • Nationwide pays all 3rd party fees
  • No Cost second
  • Require a $20,000 draw at closing
  • Minimum loan amount is $20,000
    Must Have Qualifying Credit Score & CLTV Requirements

40-Year Amortization Term

  • Four options available: 40-Year Fixed,
  • Maximum LTV 100%, Maximum CLTV 100%
  • Loan Amounts to $1,500,000
  • 100% LTV Full Doc minimum 580 Credit Score
  • 95% LTV Stated Doc minimum 620 Credit Score
  • Maximum Debt to Income - 55% up to 90% LTV;
  • Documentation Types - Full, Limited and Stated Income

Interest Only

  • Stated Income Mortgage
  • 100% CLTV on Owner Occupied Properties
  • 90% on Non-owner Occupied Properties
  • Qualify at fully amortizing payment
  • 1-4 Units Condos and PUD's
    Not Available in all states.

Florida Mortgage Terms:

  1. First Mortgage Product is available with a 2/28 or 3/27 LIBOR ARM, a 15/15 and 30/30 fixed term, and a 30/15-balloon term. The 2/28, 3/27 and 30/30 terms are available with an Interest Only option with some restrictions.
  2. The Second Mortgage Loans are available with a 15,20, 25 and 30-Year fixed term and a 30/15-balloon term.
  3. Pricing is subject to change daily. Please refer to loan officer for updated interest rates by state.
  4. 40 Yr Amortization: First Mortgage programs are available with a 2/38 or 3/37 LIBOR ARM and 40/30 Balloon first
  5. Interest only is available on the 2/28, 3/27 and 30/30 first liens only

Apply Online or Call our Friendly & Experienced Loan Department at 1-800-584-0694