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Santa Barbara Mortgage Rates
California Home Purchase Loans

California mortgage lender provides refinance, home equity, second mortgages, and home purchase loans for Santa Barbara residents with good and bad credit. Southern California homeowners have found great rate loans and service from Nationwide Mortgages. We work with local Santa Barbara lending companies in an effort to provide superior service for all types of mortgage loans. Recently the Treasury dept. of our federal government announced a proposed home financing agreement might keep interest rates from rising on subprime mortgages for a while, but the length of time is said to be a key point of discussion. According to a recent report, Economists calculate that about 100,000 borrowers face interest rate "resets" each month for the next two years. Many of these adjustable rate resets can be found in communities like Ventura, Los Angeles and San Luis Obispo.

  • Finance a New home
  • Refinance 1st and 2nd mortgages together
  • Purchase a 2nd Home
  • Get Cash for a Remodel

Mortgage rates fell sharply last week for California borrowers, with conforming interest rates on 30-year mortgages dropping to the lowest level in more than two years.

Nationwide Mortgages is introducing a new program aimed at homeowners who have steady employment and relatively consistent mortgage payment histories. The alternative mortgage program was created for people who can't afford their recently adjusted mortgage rates because of the increased payment when the ARM converted.

Preferred Loan Type:
Property Value:

Credit Rating:
Property Type:

Don't let your past credit problems hinder your home finance options.

Refinancing or adding a second mortgage can help your credit rebound, and will often increase your credit scores with timely payments.


Mortgage Rates for California Cities
Bakersfield Los Angeles Sacramento
Chico Monterey San Diego
Fresno Palm Springs San Francisco
Redding Concord Santa Barbara

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Nationwide Mortgages 701 Palomar Airport Road, Carlsbad, California 92009