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Compare Florida Mortgage Lenders

Do you need help shopping for Florida mortgage lenders that provide refinance, second mortgages, and home purchase loans for first time home buyers with good and bad credit? We invite Florida loan applicants are invited to shop and compare mortgage rates by state, loan quotes, Gulf real estate related articles and for helpful insight for consumers in Florida. In many cases, you do not have to wait on the sidelines any more if you have some issues in the past with your credit history. Even if you have low fico scores, there are several mortgage programs for new house buyers that have below average credit scores.

Talk to a local broker or lender about which home finance options meet your criteria. There are so many loan programs available today that help people rebuild their credit while lowering their monthly payments. Check the local Florida rates for second mortgage loans.

Preferred Loan Type:
Property Value:


Credit Rating:
Property Type:


With Florida mortgage rates becoming more affordable than ever, local applicants should feel confident they are getting the best rate possible for buying or refinancing a home. If you are tired of dealing with loan brokers that do not understand your local housing market, then you will enjoy the loan shopping process at Nationwide. Florida mortgage loans of all types are available to qualified borrowers. If you are buying a home, talk with a Florida lender who can help you get a pre-approval letter quickly and that may help your offer get accepted.

  • Seek Down-Payment Help and House Buying Grants
  • Finance Home Improvements
  • Refinance your home equity line of credit
Mortgage Rates for Florida Cities
Fort Myers Orlando Jacksonville
Naples Panama City Miami
Gainesville Tallahassee West Palm
Pensacola Tampa Bay


Florida Home Mortgage Rates fell to their lowest level in 40 years. Local residents benefitted from thirty-year fixed rate mortgages with the most competitive pricing in the last 30-years.


 

 

NO COST Home Equity Line of Credit:

  • Nationwide pays all 3rd party fees
  • No Cost second
  • Require a $20,000 draw at closing
  • Minimum loan amount is $20,000
    Must Have Qualifying Credit Score & CLTV Requirements

40-Year Amortization Term

  • Four options available: 40-Year Fixed,
  • Maximum LTV 100%, Maximum CLTV 100%
  • Loan Amounts to $1,500,000
  • 100% LTV Full Doc minimum 580 Credit Score
  • 95% LTV Stated Doc minimum 620 Credit Score
  • Maximum Debt to Income - 55% up to 90% LTV;
  • Documentation Types - Full, Limited and Stated Income

Interest Only

  • Stated Income Mortgage
  • 100% CLTV on Owner Occupied Properties
  • 90% on Non-owner Occupied Properties
  • Qualify at fully amortizing payment
  • 1-4 Units Condos and PUD's
    Not Available in all states.

Florida Mortgage Terms:

  1. First Mortgage Product is available with a 2/28 or 3/27 LIBOR ARM, a 15/15 and 30/30 fixed term, and a 30/15-balloon term. The 2/28, 3/27 and 30/30 terms are available with an Interest Only option with some restrictions.
  2. The Second Mortgage Loans are available with a 15,20, 25 and 30-Year fixed term and a 30/15-balloon term.
  3. Pricing is subject to change daily. Please refer to loan officer for updated interest rates by state.
  4. 40 Yr Amortization: First Mortgage programs are available with a 2/38 or 3/37 LIBOR ARM and 40/30 Balloon first
  5. Interest only is available on the 2/28, 3/27 and 30/30 first liens only

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Nothing on this web site contains an offer promise either to make home financing or that any participating lender will guarantee any home loan for any purpose or on any specific terms.
Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

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