Application Center
  Second Mortgage
Home Refinance

Purchase Loans
Debt Consolidation
Free Loan Quotes
  Loan Programs

Find the Best Loan Offer with No obligation.

Apply in 30 seconds with one quick, easy form

Check Oklahoma mortgage rates & get a free personal loan quote.

Free Loan Quote Click Here

Oklahoma Mortgage Lender

Are you searching online for Oklahoma Mortgage lenders that provide refinance, home equity, purchase loan financing for people with good and bad credit scores? Shop & Compare mortgage rates by state, loan quotes, and Mid-West real estate articles and for helpful insight for consumers in Oklahoma. Our system can match you with Oklahoma mortgage lenders that have earned a reputation for competitive rates and aggressive loan programs.

Preferred Loan Type:
Property Value:

Credit Rating:
Property Type:

  • Refinance all your home mortgages together
  • Wipe out compounding credit card interest
  • Learn how to consolidate bills to save money
  • Refinance credit lines into a fixed 2nd mortgage
  • Save money every month by consolidating bills
  • Interest Only Mortgage Options
  • Convert your adjustable rates to a Fixed Rate Loan
  • Rebuild your credit & Raise your Scores
  • Consolidate all your bills and save
  • Finance Home Improvements
  • Refinance your home equity line of credit
  • Paying off your Oklahoma mortgage faster

Fixed 15-year Rates Fall to Record Lows
Many borrowers are refinancing into a 15-year loan because it eliminates 180 months of loan payments if you are migrating from a 30-year loan.

Mortgage Rates for Oklahoma

Oklahoma City




With Oklahoma mortgage rates dipping to historic lows on the 30-year fixed loan, you can imagine that millions of people are finding an easy way to save money.

Refinancing underwater loans has never been easier. The Home Affordable Refinance has opened the flood gates for refinancing with no loan to value limits


Mortgage Terms to Know for the Loan Process

Conventional Loan

Second Mortgage


A mortgage loan not insured by FHA or guaranteed by the VA. Fannie Mae sets the conforming loan amounts and for 48 states any loan amount under $417,000 for 1-4 unit properties. For more information and guidelines by state, please visit

A fixed or adjustable rate loan, secured by the equity in your home. Interest is usually tax-deductible to 100% CLTV. Often used for home improvement or freeing of equity for investment in other real estate or investment. Great loan for refinancing to replace or substitute for consumer loans whose interest is not tax-deductible like credit card debt and personal loans.

An account held by the mortgage lender into which the homebuyer pays money for tax or insurance payments. Also earnest deposits held pending loan closing by a 3rd party. You can choose a local escrow company in Oklahoma or a National company as well.

HUD I Settlement Statement Closing Costs Refinance

A form utilized at loan closing to itemize the costs associated with purchasing the home. Used universally by mandate of HUD, the Department of Housing and Urban Development. When a loan is about to close, the HUD-1 is a critical document for borrowers because he shows the final lending costs.

Any fees paid by the borrowers or sellers during the closing of the mortgage loan. This normally includes an origination fee, discount points, attorney's fees, title insurance, survey, and any items which must be prepaid, such as taxes and insurance escrow payments.

Obtaining a new home loan on a property already owned. Often to replace existing liens on your property in Oklahoma.

Deferred Interest

Equity in House

Negative Amortization

When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding it to the loan balance. This is common with negative amortization loans.

The difference between the fair market value (appraised value) of your home and your outstanding mortgage balance.

Monthly payments can be less than the interest due. This unpaid interest is added to the unpaid balance of the loan. The danger of negative amortization is that the homebuyer ends up owing more than the original amount of the loan.

Apply Online & Shop from Experienced Oklahoma Mortgage Lenders Offering Free Quotes

Recommended Mortgage Pages:
Home Equity Loans Bad Credit | Bad Credit Mortgage Loans | Bad Credit Mortgage Refinance | Mortgage No PMI | Stated Income Loans | Low Down Payment Mortgage | Refinance Mortgage Loans | VA House Loan | How New Mortgage Rules Could Hurt Middle-Class House Buyers | New Mortgage Rules Not Hurting Fair Credit Mortgage Lending | How Mortgage Rates Are Effected By Federal Reserve Policy | Bad Credit Home Loans | Compare Home Loan Rates | Compare Mortgage Refinance Rates | Down Payment Assistance Home Loans | Down Payment Assistance Loan in Florida | Arizona Down Payment Assistance for First Time Home Buyers | Nevada Down Payment Assistance Loan | Down Payment Assistance Home Loans in Texas | Oregon Down Payment Assistance Loan | Low Income Home Loans | Downpayment Assistance Loans for First Time Home Buyers

Alaska Mortgage
| California Mortgage | Colorado Mortgage | Connecticut Mortgage | Delaware Mortgage | Florida Mortgage | Georgia Mortgage | Hawaii Mortgage | Idaho Mortgage | Indiana Mortgage | Iowa Mortgage | Louisiana Mortgage | Maine Mortgage | Maryland Mortgage | Massachusetts Mortgage | Michigan Mortgage | Mississippi Mortgage | Missouri Mortgage | Nebraska Mortgage | New Hampshire Mortgage | New York Mortgage | Oklahoma Mortgage | Oregon Mortgage | Texas Mortgage | Utah Mortgage | Virginia Mortgage | Washington Mortgage | Wisconsin Mortgage | Wyoming Mortgage | Second Mortgage Loans in Florida | Maryland 2nd Mortgage Loans | Second Mortgage Loans in Washington | Virginia 2nd Mortgage

This is not an advertisement for credit. See Privacy for Details. Nothing on this web site contains an offer promise either to make a mortgage loan or that any participating lender will guarantee any home loan for any purpose or on any specific terms. Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

Home | Company Profile | Loan Programs | Bad Credit Mortgage News | Contact Us | Free Loan Quotes | Warranties and Terms | Privacy

Nationwide Mortgages 701 Palomar Airport Road, Carlsbad, CA 92009
© Copyright 2003 to 2012 Nationwide All rights reserved