Many homeowners have been rejected by other lenders in their quest to refinance for low rates because of bad credit, but bad credit mortgage companies continue to extend loan programs for all types of borrowers. Check out our easy qualifying mortgage refinance loans for bad credit. Whether you are searching for debt consolidation mortgages or government loans, we have low fixed rates with flexible credit guidelines. It is very common for homeowners to hit some bumps on the road in this ever-changing credit driven economy. Many homeowners buy a home or refinance their mortgage with an adjustable interest rate to keep the payment low for a few years before the rate actually starts adjusting. Unfortunately, many of these borrowers forget that their mortgage is adjustable, and when their interest rate changes and their monthly payments increase, they are caught off guard. Home refinancing with bad credit can be challenging, but good mortgage lenders make the process worthwhile.
Compare Refinance Offers from Bad Credit Mortgage Lenders
Fixed Rates from Lenders Offering Mortgage Refinancing with Bad Credit
The good news is that, as a homeowner you have access to more financing options than people who rent, so take advantage of securing your debt even if you have bad debt or low credit scores. Ask a loan professional about your qualifications with respect to a bad credit refinance loan. With low credit scores, you may be limited to a subprime mortgage or FHA mortgage refinance, depending upon how many times you have been late on your mortgage payment over the past twelve months.
Subprime Home Refinance
Hard Money Refinancing
Cash Out Refinance Loans
FHA Home Mortgages
Second Mortgage Lending
Bad Credit Home Refinancing
Key Home Loan Factors
Mortgage Refinance Credit
- Get Money Back
- Affordable Payments
- Lower Rates on Refinance Loans
- Reduced Fees and Closing Costs
- Refinance & Subordinate 2nd Loans
- 1st and 2nd Mortgage Consolidation
- Learn How to Increase Cash Flow
- Fixed Mortgage Rate Refinancing for Long Term Security and Peace of Mind
Talk to Lending Representatives about the Criteria of a Mortgage Refinance for People with Poor Credit Scores
Mortgage Refinance Advice
500 Fico Scores OK
Late Mortgage Payments OK
Late Credit Card Payments OK
- Interest Only Payment Options
- Low Rate Adjustable Mortgages
- Great for Home Improvements
- Great for Rebuilding Credit
- Great for Consolidating Debt
- No money down loans for VA applicants
Government Loans for Home Refinancing (FHA and VA)
FHA loans offer the best rates for borrowers with bad credit scores. There is still a very good chance that you will save hundreds of dollars a month by converting your variable rate mortgage to a fixed rate term.
Bad Credit Mortgage Lenders
Limited Documentation Refinances
Nationwide Mortgages provides info about mortgage loans that allow low credit scores. Shop competitive loan programs like: 2nd loans, refinance, bill consolidation and equity loans. We keep you updated with mortgage news, equity refinancing advice and information about your loan in process. Get a free loan quote from our experienced bad credit mortgage lenders. There is never any application fee or any obligation for researching rates or home loan programs.
Lock into fixed rate refinance loan and research the benefit of consolidating some bills with a bad credit refinance mortgage. Analyze your home financing options and cash in on your home equity. We Can help you finance house repairs, college or vacation. If you want to keep it simple, we'll simply lower your payments with our competitive loan products.
Free No Cost Quotes on Home Refinance Loans for All Types of Credit Types
Poor Credit Scores? Considering a Mortgage Refinance?
You do not have to run from your low fico scores anymore. We offer subprime and government mortgages for poor credit.
Refinance & Consolidate your 1st & 2nd mortgages
Learn how to wipe out compounding credit card interest
Would consolidating your bills into a fixed rate mortgage save you money?
Refinance Credit Lines and 2nd Liens
Does Refinancing Revolving Debts Makes Sense for You Financially?
Shop Bad Credit Mortgage Refinance Options to See If You Are a Good Candidate
Convert Adjustable Interest Rates to a Fixed Rate Loans
Find a Path to Rebuild Your Credit History with Higher Fico Scores
Cash Back with Mortgage Refinance Programs
Finance House Rehabilitation with the 203K
Refinance Variable Rates on Junior Liens
Commitment to Subprime and Hard Money Refinancing
Many banks and lenders may be offering home equity and mortgage refinance loans that seem too good to be true... You know how the saying goes...The offers are probably too good to be true. A good indication of this usually happens when the loan officer from that bank refuses to call you back. At first you are surprised they don't return your calls, because you are ready to do business, and they seemed so nice when they gave you the low rate quote. Let's face it most banks, credit unions and loan companies are not mortgage lenders for bad credit.
*Refinance approvals are subject to application submission and to mortgage lender approval based on the following: verification of income, employment, assets and other information like obtaining an acceptable property.
This is not an advertisement for credit. See Privacy for Details. Nothing on this web site contains an offer promise either to make a bad credit mortgage refinance or that any participating lender will guarantee any loan for any purpose or on any specific terms. Refinance mortgages for bad credit cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.