Fixed Mortgage Refinancing with No Equity Needed
100% refinance loans create new possibilities for homeowners seeking payment relief. Ask your loan officer if you are eligible for HARP refinancing. This program does not care how underwater your mortgage may be and the interest rates are great!
Find a Fixed Rate VA home Loan to Lower Monthly Payments.
Apply in 30 seconds with one quick, easy form for mortgage refinancing.
Streamline Loans with 100% Refinancing Possibilities.
The Federal Housing Administration introduced the Short Refinance. This relief program reduces principal for distressed homeowners.
The President and Congress backed a new and improved version of the Home Affordable Refinance Program. It's called HARP 2.0 and there is no longer any loan to value restrictions for "mortgage refinancing" with liens owned by Fannie Mae or Freddie Mac. Learn more about HARP.
Check 100 mortgage financing rates and get a free personal loan quote from a lending expert online. We do not charge for quotes or applications and of course there is no obligation to do business with our company.
Fed Relief in 100% Mortgages
After a five-year + housing crisis, the Federal government has seen the writing on the wall and extended monetary incentive to loan companies will to offer "100% mortgages" in refinance transactions.
With Fannie and Freddie leading the way with the HARP refinancing program, we have seen VA and FHA respond with a similar opportunity for their customer base under the streamline product line.
With no income documentation and no formal appraisal required their customers are able to get approved for a no equity mortgage at an affordable low interest rate.
5 Top Mortgages > 100%
1. 2.0 HARP Refinancing with no LTV caps.
2. DU Refi-Plus to 105%
3. Streamline from FHA with documentation waived for income or appraised value.
4. VA Streamline goes beyond a 100% Mortgage if you bought your home prior to 5-31-2009.
5. USDA Loan approves 100% refinancing to people who own rural houses.
Talk to your loan officer for more specific product requirements.
100% Mortgage Refinancing
Compare 100% refinancing options for loans and rates. Learn more about "100 mortgage" programs with great options for refinance, home financing and consolidation. Shop prime and sub-prime loan programs for all levels of credit. Let us direct you to lenders offering more than 100 mortgage programs to choose from, in most cases our customers are able to find the right refinancing solution. Ask about our no cost mortgage refinancing with no equity required.
Nationwide Offers Mortgage Refinancing Beyond 100% Loans on HARP, FHA and VA
We pride ourselves in providing info about competitive refinance products at a discounted rate of interest. If you are looking to get cash using your equity and want the best possible loan, then let Nationwide Mortgages help you get qualified today. Shop and compare 100% mortgage rates for 1st and 2nd refinance loans. Whether you are cashing out, home refinancing for a better rate and term or simply need want to make some home improvements, we are the lending source to best meet your financial needs.
HARP Refinancing - Now there is no loan to value limits with the Home Affordable Program. The Federal Government has mandated refinancing beyond the 100% mortgage with the HARP 2.0 program
Compare the Best 100 Mortgage Financing Offers Now
Military homeowners and retired Vets can borrow against their residence without be required to pay mortgage insurance for exceeding 80% LTV. Qualified applicants can get VA mortgage refinancing with a streamline that is a 100% LTV refinance with an interest rate reduction or they can use pay-off conventional liens that will be guaranteed by the Department of Veterans Affairs.
Borrowers Can Get a 100% Refinance with No Appraisal & Limited Income Documentation from VA Benefits.
VA mortgage refinancing requires no equity on rate and term transactions. Now even with no equity, you can lower your mortgage payment and refinance to 100%. Shop 100% mortgage refinance rates and compare conventional and non-conforming loans with options from 15 to 30-years. Select loans from fixed rate, adjustable or interest only. No equity refinancing and getting qualified for no down-payment loans can be complicated, so make sure you are comparing quotes with reputable mortgage refinance lenders.
The Nationwide blog will help keep you updated with "mortgage refinancing" news that seems to break all the time these days. Read more about trends in 2013 and 2014. You can find refinancing advice and information about proposed mortgage refinancing offers from the lenders you are shopping with online.
Affordable 100% Financing Solutions
Get simple quotes from mortgage refinancing companies that understand your needs and today's loan guidelines There is never any application fee or any lending charges for researching rates or comparing our mortgage refinancing programs. Sit back and relax and let our lenders earn your business.
30-Year Home Equity Loan
Cash Loans with a Fixed Interest Rate & the same payment amount for three-hundred & sixty months
Bad Credit Mortgage Loans
Consolidate debts and raise your credit scores with practical installment loans with no hidden fees.
Home Equity Credit Line
Need Money for Improving Your House?
100 to 115% with FHA 203K loan that is strictly for home repairs, energy efficiency and rehabilitation
Rate Shopping Tips *When shopping offers from mortgage refinancing lenders make sure you compare the rates, APR, monthly payments and closing costs. Ask lenders for more info on applicable 100% mortgage programs for you.
Call our 100% Mortgage Department with any
home equity questions
Nationwide understands the no equity obstacle that millions of Americans have experienced and that is why we put a lot of effort into our 100% loan program. Now there is no loan to value limits with the Home Affordable Program. The Federal Government has mandated refinancing beyond the 100% mortgage with the HARP 2.0 program.
Today's Interest Rates for 100% Refinancing at 3.25%
Whether you want discuss credit parameters, interest rates or just need more assistance understanding loan guidelines for getting cash out of your home, Nationwide Mortgages is here to help.
No Equity Refinance Programs
* Jumbo Home Lending
* Mortgage Consolidation
* 100% Refinance Loans
* Streamline Refi
* HARP Mortgage Refinancing
* No Cost Mortgage Refinance
• Processing Time Cut by 50%
• Low Closing Cost Option
• No Pre Pay Penalty Option
• Interest Only Option
• 100% Financing
• Zero Down Home Finance
100% Mortgage Financing
• No Cost Refinancing Option
• Fixed Rate 100 LTV Refinance
• VA Streamline Refi
• No Fee Mortgage Refinancing
Low Credit Score Solutions
• Home Mortgage Refinancing for Bad Credit
• No LTV Mortgage Refinance
• No Credit Score Minimum with VA Refinancing
• 500 Minimum with FHA
• Refinance Fannie Mae Liens
Mortgage Refinancing Loans
• Streamline Refinance with No Appraisal Required on FHA, VA
• No Loan to Value with HARP
• Home Affordable Refinance
• Go Beyond 100% LTV
Refinance without Equity
Read more about how our HARP Lenders can help homeowners who have been held back from refinancing because their mortgage lien is "underwater."
If you have been unable to get the servicing company that hold your note to provide a lower payment solution, and then ask a Nationwide agent if this government backed program can help you and your family. The Home Affordable Refinance goes even further than the 100% Mortgage because there are no LTV limitations anymore.
The Home Affordable Refinance Program, or HARP, has proven to be a valuable asset to homeowners all over the country who have been able to save a substantial amount of money on their monthly mortgage payments. This limited time program continues to exceed 100% refinancing as Fannie Mae and Freddie Mac have withdrawn all previous loan to value restrictions. There is no minimum LTV requirement for eligible borrowers seeking to refinance their underwater mortgage. Even individuals who owe more money on their home than what it is worth have been able to put this program to use in order to help get their finances under control. Individuals who have what is known as a "piggyback loan" may wonder whether or not this type of program can benefit them as well.
100% Mortgage Refinance Options with HARP on Piggyback Loans?
The first, and most important, thing to keep in mind is that funds received through the HARP program cannot be used to pay off the second mortgage. This does not mean that a person is completely out of options, however. An individual can work with either the lending company that they currently have or a completely new one and see about refinancing their second mortgage at the same time that they refinance through this program. In most cases people that have an equity loan that exceeds the property value but seek 100% refinance loans should request a subordination agreement with the company that holds the note to their junior mortgage.
Even if an individual does nothing about their second mortgage and keeps it exactly as is, refinancing through the Home Affordable Refinance Program can save an individual a significant amount of money each and every month. While this may not make the 2nd lien go away completely, it will allow an individual to focus more of their funds on paying off the second mortgage sooner than would otherwise be possible and get back to only a single loan payment each month.
As with most programs available to the government to help homeowners get back on their feet, not everyone is going to qualify for this type of program and it will not provide the same level of benefits to each and every homeowner out there. It is well worth exploring all the different options, especially if an individual feels that they are at risk of defaulting on their loans or are having difficulty keeping up with their monthly payments and need a little bit of extra help to get their finances back under control so that they can go back to enjoying their home.
This is not an advertisement for credit. See Privacy for Details. Nothing on this site does not contain a mortgage refinancing offer or promise to approve 100% mortgage from any of the participating lenders for any purpose or on any specific terms. Refinancing cannot be pre-qualified or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.