Find Nationwide lenders that specialize in no income mortgage loan programs and stated income loans. Many self-employed clients choose the no income loan options for home refinancing. It's no secret that mortgages with no income verification are not as easy to secure this year. Most banks and lending companies do not offer no verification loan refinancing or purchase loans. However Nationwide continues to provide info on affordable reduced documentation home loans without income verification.
No Verification Loans for a Fast and Easy Mortgage Process
At Nationwide Mortgages, you will be able to shop rates on home loans and refinance mortgages are some of the lowest in the Western Hemisphere. Locate online mortgage lenders that specialize in no income loans, no credit mortgages and stated income mortgage loans. Reduced document loan programs can be configured to meet your needs.
Stated Income Mortgage Loans
We have created an equity loan program that does not require any income verification for good people who do not want to document their employment, assets or taxable income. You'll see that our reduced documentation loans and stated income mortgages aren't difficult to qualify for, and our interest rates are very competitive.
No Income Verification Features
Stated Income Loan (See lenders for guidelines)
No Verified Income Mortgage
No Tax Returns Required
No Pay-Stubs Required
No Assets Loan
No Verification Loans for Refinancing
Getting approved for a stated income home refinance loan can be very challenging, so we suggest discussing your situation with experienced lenders. Many brokers and banks offer mortgages with unbelievable features, but they rarely end up closing the loan.
Be careful shopping online for a no income verification loan. If you are buying a home, you need to ask the lender what the minimum credit score is, what the minimum down-payment requirement is and whether or not you will need to supply statements for the lender to verify assets. If you are refinancing, you need to find out what the fico score and LTV requirements are before making a commitment.
Free Credit Score!
Don't go into any transactions without knowing your credit. Credit scores are a major factor in no income loan transactions. Get Your Free Credit Score!
Don't let your job history or income documentation prevent you from getting locked into a record low rate home loan.
We offer several no verification loans for self-employed and independently contracted homeowners.
Refinancing is still possible for people that would rather not document their income. Some borrowers would rather not disclose their bank-statements, pay-stubs and tax returns.
No Income No Assets:
In this type of "no income loan" income and assets info was not requested by the lender nor offered by the applicant.
The lender did verify employment of the applicant.
Stated Income Stated Assets:
In this type of "stated income loan", the applicant provided info about their income and assets. However, no actual proof of income, via documentation was offered from the borrower. In this case, the lender did not verify any of the income. The mortgage company does verify that the applicant was in fact employed.
No Income Verified Assets:
No income information was requested however, assets were verified by the mortgage company.
Don't waste your time with people who quote you loan terms without assessing your credit, and debt ratios. Of course having a good idea what the value of your house is very important for getting a genuine lending quote. Our company provides rare opportunities with finance programs that most lenders consider too risky. We offer stated income loan programs and mortgage refinancing with no closing costs.
Additional Financing Choices from Nationwide Mortgages
Less Paperwork is paves the road for a smooth loan process. Nationwide offers unique no income mortgage options on 1st & 2nd loan products.
*Hard money mortgage loans are available in most states, but not all states. Please inquire with lender for updated program qualifications that pertain to your state.
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This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. See Privacy for Details. Nothing on this web site contains an offer promise either to make a "no income verification loan" or that any participating lending source will guarantee any home loan for any purpose or on any specific terms. Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.