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Purchase Loans

Buy a Home with Bad Credit, Limited or No Credit

Check out our affordable purchase loan financing and home buying mortgages with no down payment loans for first time homebuyers with good and bad credit. Shop mortgage rates and compare conventional, subprime and government loans with options for fixed rate, interest only and more.

Home Purchase Loans
  • Purchase Loans with FHA
  • 90-100% Mortgage
  • Buy a Home with Bad Credit
  • Down-Payment Assistance
  • Reduced Doc Home Loan
  • Home Purchase Loan Rates
  • Bad Credit Home Mortgages
  • New Home Buyer Loans
  • House Loans with Gift Money
  • Purchase Mortgages for Low Credit

Finance a Home with Little or $0 Money Down

Nationwide Mortgages provides Americans with info about 100% home financing programs that have been successful at transforming people who rent into new homeowners. Zero down home loans allow you to purchase a home without any funds even if you are a first time homebuyer. FHA home purchase loans enable consumers to lock in a very low rate with only depositing 3.5% down for a new home purchase. FHA borrowers are allowed to finance the mortgage insurance premium, so they do not have to come out of pocket. Today's rates on purchase loans have never been lower and more accessible to the public than now, so complete this form below and get a free quote with no obligation.

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Purchase Loan

Buying a home can be tough on your emotions if you are not prepared properly. It is imperative to get Pre-approved from a lender that has a strong reputation.

* Buy with Confidence
* Competitive Home Loans
* Quick Pre-Approval Letters

Now you can imagine how stressful buying a home with bad credit would be. That's why we work with lenders who are willing to take a risk extending home mortgages to low fico borrowers and first time home buyers.

Get Pre-Qualified Quickly on Home Purchase Loans

Too often home buyers lose their financing half way through escrow and it could put your offer in jeopardy. Nationwide works with credible home loan lenders that has a great reputation for delivering financing for first time home buyers in a timely manner.

Why would you put the purchase your first home at risk by working with an unproven mortgage broker? Simply submit your basic information on the form above and one of our purchase loan specialists will be calling you shortly. They will assess your needs and to get you started with a pre-qualification that outlines how much you are approved to borrow and at what interest rate.

The era for low interest home buying loans has arrived. With property values dipping to 10-year lows nationally, now is a prudent time to people to "buy low." We offer special incentives and discounts on many purchase loan programs, so discuss your eligibility with one of our team members today.

Nationwide Delivers Helpful Insight on Affordable Purchase Loans for All Types of Borrowers: It's no secret that fico scores can impact qualification, pricing and the cost of buying a home. We can help you find companies that offer unique home purchase financing programs for a wide variety of Americans.

Home Buying with Bad Credit
If you have low fico scores, don't fret because Nationwide offers several home purchase loans for people with bad credit scores.

Buy a Home with a FHA Loan
Home financing with FHA makes qualify to buy a home with bad credit much easier. We offer multiple FHA mortgages that are designed for first time homebuyers. There are several FHA purchase loan programs for 1st time house buying, vacation homes and investment properties.

Credit Ratings for Home Loan Qualification

What You Need to Qualify for the Best Home Buying Loans

Leverage with Home Purchase Loans

Get Help from the FHA Home Buying Experts

FHA home purchase loans enable consumers to lock in a very low rate with only depositing 3.5% down for a new home purchase. FHA borrowers are allowed to finance the mortgage insurance premium, so they do not have to come out of pocket.

FHA still extends home loans for people with bad credit ratings because they understand the value of 2nd chance home financing. With FHA home buying loans available with fico scores as low 500, the opportunities remain available.

Today's rates on FHA purchase loans have never been lower and more accessible to the public than now, so complete this form below and get a free quote with no obligation.

Credit Still Key for Home Loan Qualification
Don't try and buy a house with bad credit just anywhere. Learn more about your fico scores and get help finding lenders that specialize is bad credit home mortgages. Get Your Free Credit Score!

Get Pre-Qualified and Learn how to get approved for a home loan with bad
Find Out How to Buy a Home & Get Approved for FHA loan with only 3.5% down.
Preserve thousands of dollars a year with a purchase loan locked in with fixed interest rates for 3-years!
Get a Pre-Approval Letter on Purchase Mortgage Programs
Finance Home Improvements
Get Another Chance with Home Mortgages for Bad Credit.
Learn more about getting pre-approved for a purchase loan with limited or no credit.

Helpful info on home mortgage for credit & loan terms

How to Qualify for First Time Home Buyer Loans

100% Home Purchase Loans
Home Loans for Low Income
CALHFA for First Time Home Buying

Loans for Vacation Homes and Investment Properties

Our corporate headquarters is located in North County San Diego in beautiful Carlsbad, California, but we will help you shop lenders that provide home purchase mortgages in all 50 states.


Zero Down Home Loans No Down-Payment Loans
Jumbo Purchase Loans Stated Income Home Buyer Loans
100% Home Financing Purchase Loan with No Income Check
Buy a House with Limited or No Credit FHA Home Purchase Loans
Low-Doc Purchase Mortgages Buy a Home with Bad Credit
Sub-Prime Purchase Loan Programs Fixed Rate Home Buying Mortgages
Home Mortgages with Fixed Rate Amortization House Loans with Interest Only Payments

Nationwide Mortgages is leading the charge online with helpful info on home purchase loans that have opened the door for many Americans to become homeowners. Our purchase mortgage department has pioneered new territory for 100% home financing. Our ability to match people with lenders offering house loans with bad credit has set us apart from our competition. Buying a home with zero down has become imperative for today's real estate market. Ask our home buyer loan consultants how you can save money when you buy a home.

Home Purchase Loan Rates are at historic low levels! Get Pre-Qualified Today!

Even if you're not looking for a new home, moving forward with refinancing your current 1st mortgage could save you money or put cash in your hands for various needs. Consider non-prime lenders if loan companies continue to reject your requests for traditional home refinancing. Many homeowners have turned to FHA for poor credit home finance solutions.

Nationwide matches consumers with some of the few lenders that help people by extending home loans for low credit scores. Look for secure house financing in an effort to get money back for home improvements or consolidate debts with extra cash out of the loan. Why not research your ability to lower the current interest rate? Millions of Americans have realized lower mortgage payments because of the record low interest rates.

Jumbo Home Mortgage Loans
These loans do not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo loan. These jumbo purchase loan amounts can go range from $417,000 to 3 million dollars. We will help you shop for lenders that provide competitive interest rates on high balance purchase loans with FHA, Freddie Mac and Fannie Mae.

Conventional Loans for Low Rate House Buying Programs
Common types of first home mortgages for consumers with good credit and an adequate debt to income ratio. In most cases, rates are unbeatable with conventional purchase loans, but most lenders require higher credit scores. There is no PMI with these types of mortgages as well. These types of purchase loans are securitized by Freddie Mac and Fannie Mae. The Federal Housing Authority Committee oversees these government sponsored enterprises. Recently the Federal Reserve has been influencing policies for home mortgage loans to stimulate the housing recovery with low cost home loan financing. Many people like this option because the borrower can avoid PMI with a purchase money 2nd mortgage that can close concurrently to 90 or 95%.

FHA Purchase Mortgage for Americans Seeking Low Rates and Fair Credit
These are house loans insured by the FHA. They are generally a little easier to qualify for than conventional loans and may require less of a down payment. FHA purchase Loans are great for first time home buyers with less than 10% down. With the Federal Housing Administration people can buy a home with bad credit and only need to come up with a 3.5% down-payment for qualified borrowers. The minimum credit score is only 500 so the FHA continues to provide exceptional opportunities for 1st time home buyers with bad credit. The FHA encourages gift funds as this has been very important to facilitate the down-payment requirements for first time home loans. It is important to note that the FHA does not make or guarantee loans like the VA. The FHA only insures home buyer loans and refinancing transactions, but this is critical for the market because it ensures private lender participation. Otherwise, FHA approved lenders would be less likely to approve home loans with low credit scores.

VA Home Buying Loans for Military Borrowers
VA home mortgage loans were created to assist eligible people on active military duty or retired status to buy primary residences. 100% home loans are guaranteed by the Department of Veterans' Affairs. Typically veteran borrowers can refinance later for lower rates with no appraisal required on the streamline program. With no mortgage insurance required and great rates, VA purchase loans have never been more attractive. Military home purchase programs are priced competitively and the zero down-payment requirements remain very enticing to first time house buyers.



This is not an advertisement for credit. See Privacy for Details. Nothing on this web site contains an offer promise either to make a loan or that any participating lender will guarantee any home purchase loan for any purpose or on any specific terms. When shopping for home purchase loans online, ask the lenders for specific requirements for stated income and bad credit programs. has no official relationship with FHA, VA or any other government sponsored enterprise. Home buying loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

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