Application Center
  Second Mortgage
Home Refinance

Purchase Loans
Debt Consolidation
Apply Now
  Loan Programs

Zero Down Home Loans

100% Mortgage with No Money Down

Shop Lenders for100% home loan finance options and compare several no money down mortgages for borrowers with good and bad credit scores. Even if you have no mortgage history or poor credit scores, Nationwide Mortgages introduces 100 home loan programs to help homeowners get more info about financing they need. There are new "zero down loan" opportunities for qualified applicants in all 50 states.

Great Rates on No Money Down Loans

Zero Down Home Loans
  • FHA Home Lending
  • Zero Down Mortgages
  • 100% Purchase Loans
  • Home Loans No Deposit
  • Mortgages for Poor Credit
  • No Money Mortgage
  • No Down Payments

Preferred Loan Type:
Property Value:

Credit Rating:
Property Type:

The time has never been better to lock into an affordable home loan with no money down. Getting qualified for one of today's thirty-year fixed loan is an amazing feat that may be a once in a lifetime opportunity.

Learn how to get approved today for a first time home buyer loan with bad credit and no money down. Ask about the possibility of buying a house with no closing costs and a competitive fixed interest rate

5 Most Popular Zero Down Mortgage Programs Today!

Home mortgages that with little or no money down are becoming more common. Many applicants are not even aware that they are eligible for no down-payment mortgages. Some lenders refer to this type of loan as 100% financing. See the top 5 listed below:

- VA home loan with no down payment
- Navy Federal Credit Union for a $0 down mortgage
- USDA Offers 100% loans on rural homes
- FHA loan with down payment assistance (see state guidelines for eligibility)
- Private money loan: These sources typically charge a higher interest rate to off-set the risk factor that comes along with "zero down loans".

Call our Loan Department with any questions. Whether you want to discuss the no money down home financing programs, interest rates or just need more assistance understanding the best way to finance a new home with no money down, Nationwide can help you find a home purchase loan that meets your needs.

More Information on Home Loan Zero Down Options and How to Save Money When Buying a House.

Review Quotes on Zero Down Home Loan Quotes at No Cost

Laws Protecting Home Loans

Fair Credit Reporting Act – This was created when a law passed in 1970 in an effort to ensure the accuracy, fairness, and privacy of borrower’s’ personal information that is obtained from the credit bureaus. This act was passed to establish specific obligations and restrictions on Consumer Reporting Agencies. 

Truth in Lending Act – This was created to help consumers better understand the terms connected to the home loans they were committing to. TILA also functions as a risk disclosure law because they help borrowers comprehend how a loan with an adjustable rate works. A few years ago it was very common for zero down loans to have variable rate terms. However, these days we see fixed rates associated with zero down mortgage programs more frequently.


Zero Down home loans are becoming available across the nation. For the first time many people can purchase a home with "no money down." You don't need a down payment for many new home purchase programs. Even if you were stuck with a bad credit home loan, we offer several financing options to help you save money and rebuild your credit. We suggest that you cherish the opportunity to buy a home with zero down at a fixed interest rate below 4% because this may never happen again. Congress continues to discuss legislation that would raise down-payment requirements on government insured loans. Therefore the ability to qualify for zero down home loan may in fact be for a limited time.

Get help finding lenders that offer affordable home loans with nothing down. Imagine becoming a homeowner with no capital, limited credit and no down payment. Nationwide can help you shop no deposit home loans with no application fees or obligations.

  • Become a Homeowner with a Zero Down Mortgage Loan
  • Purchase a Home with No Reserves and No Deposit
  • Check Today's FHA Rates with Fixed interest
  • Find Real Help with No Money Down Bad Credit Home Loans
  • 100% Mortgage for Home Buying with Zero Closing Costs
  • Eliminate Risky Negative Amortization Loans
  • Lenders Cancelled Pay Option ARM's with 4 payment Choices Each Month
  • Low Payment Interest Only Home Mortgages (See lenders for credit and LTV criteria)
  • Jumbo Home Mortgages up to $3,800,000
  • Learn How to Rebuild your Credit for Higher Scores
  • Fixed or Variable Rate Terms on $0 Down Home Loans
  • Compare and Contrast 15, 30, 40 or 50-Year Amortization Options
  • Learn More About Financing Vacation Homes and Investment Properties
  • Government Insured FHA Mortgages for 1st Time Home Buyers
  • VA Home Financing with No Down-Payment
  • Conventional Home Loans with Zero Down (Lenders put this program on hold)
  • Non-Conforming Home Loans with No Deposit Required

Apply Now

Additional Home Loan Financing Choices from Nationwide Mortgages

Less Paperwork is better! Nationwide provides great 1st & 2nd loan product features like zero down mortgages, retirement loans and self-employed home loans that require very little paper-work. Qualifying for a no income home loan may require some compelling compensating factors, so ask your representative about your eligibility.

Sales Professionals and Self-Employed Borrowers can now get THE Low Rates of our Full documentation program with the Bank Statement Loan. No W2's or Pay-stubs, just 12 month of bank statements. Find out if you meet the standards for a home loan with no deposit needed.
Many first time home buyers need help financing furniture or home repairs after they close their first loan. You don't have to refinance your 1st to get cash out! Subordinate liens are still offered to homeowners seeking a method to get money back and the interest is similar to the rates on 1st mortgages.
The process of shopping zero down mortgage lenders can be very labor intensive, because there are not that many banks and lending institutions that still finance home loans with no down-payments. For the most part companies are increasing their down-payment requirements. Nationwide will help you find mortgage companies that specialize in zero down house loans. If you has some problems in the past, request more information on zero down loans for people with a bad credit history.
The process of buying a house takes time and since it's likely the most significant purchase you will make in your lifetime, you should make sure you find the right lender who has the ability to deliver a no money home loan with least amount of lending fees.
Interest Rate Disclosure on a 30-Year fixed "zero down loan" for a The payment on a $200,000 Fixed-Rate Loan for thirty years at 3.5% is $898.09 with zero points due at closing. The Annual Percentage Rate is 3.5%, because there are no fees with this program. (1-24-13) Please be aware that the payments quoted do not include property taxes and homeowner's insurance.

Get More Info on No Down Payment Home Loans with the Best Rates Online!

This is not an advertisement for credit. See Privacy for Details. does not make no money down loans or guarantee approvals on home loans with no down-payment. Nothing on this site contains an offer promise either to extend credit for a "zero down home loan" or that any participating lender will guarantee any mortgage for any purpose or on any specific terms. $0 Down Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

Home | Company Profile | Loan Programs | Apply Now | Warranties and Disclaimers

©2003-2014 - All rights reserved. Not everyone qualifies for zero down home loans.