Obama and Congress came together earlier this year to not only extend the Home Affordable Refinance, but to upgrade the guidelines so that equity is completely taken out of the approval equation. The HARP 2.0 enables homeowners who have underwater mortgages to refinance regardless of their "loan to value." Our HARP lenders can help determine if your Fannie or Freddie held mortgage meets the eligibility requirements.
Refinance Mortgages to 95%
* Income Verification Loans
* Refinancing with FHA
* Use High Credit Score
* 1st Time Home Buyers OK
* No Mortgage Penalties
* Fixed Rate Home Mortgage
* Home Equity Lines
* Compare Interest Only Options
* Down Payment Assistance
Compare offers for home mortgages that were created to replace negative-am 1st mortgage payments with a fixed simple interest rate solution! Replace the teaser loan before the index and rate adjust.
See if Your Qualify to Get Lower Mortgage Payments with Fixed Interest!
Mortgage Lender Commitment
Nationwide Mortgages is committed to finding a lender that will help maximize your house financing. It is important that you manage your home's equity effectively. We can help you compare quotes from some of the most respected home refinancing leaders in the nation. You can get access to some of the best loan programs whether you are a 1st time home-buyer or the experienced home-buying veteran. Our home equity programs have expanded to meet your personal loan parameters. Get the latest mortgage news online.
Homeowners should take advantage of exceptional home purchase or refinance loans from Nationwide. The FHA guidelines for loans reflect some pretty significant changes. The cash out refinance loan is now limited to 85% LTV and the FHA home purchase loan now requires a 3.5% down-payment.
The revisions on the conventional home mortgage apply to both stand alone and comb-refinance loans. See your loan consultant for updated purchase product information.
Premiere Lending Partners
Nationwide Mortgages has partnered with the some of the most respected mortgage lenders in the business.
Low cost opportunities for qualified borrowers
Convenient & Simple Application Process
Submit your Loan Request for Free!
Nationwide handles the responsibility of the home equity loan process. We work with underwriting and order the appraisal. We handle the title and escrow. This allows you to sit back, relax and find something else to do with your time. We will keep you updated, every step of the loan process. Check our blog online for emerging refinance and home loan products. Here you will also find worthy articles and updated guidelines from our underwriters and investors.
Mortgage Loan Updates
When the latest loan products come out, we will make sure that you are the first to consider the new loan options.
Jumbo Home Mortgages
Home Loans to $3,500,000
100% Home Purchase
No More Neg-Ams
FHA Home Financing to 96.5%
Compare Loan Terms Online
Get help and mortgage lending advice from lenders that you can bank on. Find out if these new home loan programs have any significance to your finances.
Poor Credit Refinance Loans
A few mortgage lenders expanded their equity lending guidelines for home refinance and second mortgage loans. If you have bad credit, with low credit scores, we suggest that you revisit our sub-prime equity loan programs.
If you have credit scores under 600, let your loan officer know you would like to look at our VA home loans, hard money refinancing and FHA loan options. With the loan programs designed for people with damaged credit it is very important that you have the ability to document your income. If you have enough equity with good credentials you may qualify!
Poor Credit Home Loans
Hard Money Refinancing
Compare programs like: FHA refinance loans and hard money refinancing for people with limited and bad credit. You can take out a home equity loan behind a VA or FHA 1st mortgage even if you have been rejected by other lenders. If your credit scores and income meet our lending requirements then you will be granted access to applicable refinancing options.
Home Affordable Refinance Program HARP Loans
Learn more about the Home Affordable Refinance Program that enables borrowers a rate and term refinance with no equity if they have a Fannie Mae or Freddie Mac mortgage under $417,000.
The HARP mortgage is for borrowers that have conforming Fannie Mae or Freddie Mac mortgages less than $417,000 and is for rate and term refinancing only. No debt consolidation is available with this option.
Affordable Home Loan Rates
Jumbo Mortgage Refinance
Jumbo Home Loans
100% Mortgage with VA
90% Second Mortgages
No Equity Loan Refinance
Nationwide provides free home loan analysis for first time homebuyers and experienced homeowners seeking affordable mortgage loan refinancing.
Compare Home Mortgage Rates, Affordable Loan Refinance
Welcome to Nationwide Mortgages, an online marketplace for consumers to shop home loans offered by competitive mortgage companies across the country. For the last fifteen years we have been helping people find mortgage lenders that meet their needs with a wide variety of home loan programs to choose from. Consumer can compare terms on home equity loans, refinancing and house buying loans whether you have good or bad credit.
Over the years, we have built good relationships with lenders that offer viable home mortgages. We pair people with loan companies that offer traditional, government and subprime mortgages. Are you looking for a finance company that can help you save money? There is still a great opportunity for consumers to acquire home mortgage loans with fixed rates that could lead to more affordable housing solutions. Let us help customize your financing experience online enabling you to choose the best loan program for your home buying and refinancing needs. Now is a great time to shop home mortgages and 2nd mortgage loans for cash out, debt consolidation and refinancing. Sit back and shop mortgages online with no hassles. Nationwide Mortgages automated the home loan process with no cost quotes online from competitive lenders.
Let our mortgage lenders help you qualify for a home loan with lowest possible interest rate today. If you have a low fico score from Experian, Trans Union or Equifax, consider a home loan for bad credit with no hidden fees or pre-payment penalties. Second mortgages have been difficult to find in the last few years, but more and more lenders are starting to bring them back as cash out alternatives to home refinance loans and home equity mortgages. Choose Nationwide Mortgages for FHA refinance, bill consolidation, 30-year fixed rate, interest only mortgages or negative amortization. Our mortgage lenders remain leaders for refinance, debt mortgage and home purchase loan transactions online. Second mortgages have been difficult to find in the last few years, but more and more lenders are starting to bring them back as cash out alternatives to home refinance loans, home equity loan refinancing and FHA home loans. If you have any affiliation with the military, a VA FHA is recommended for delinquent homeowners with poor credit scores seeking refinance options for their adjustable rate mortgages or bad credit home loans.
FHA Refinance Loans Offer Opportunity for Good & Bad Credit Home Loans with Fixed Rates
Our FHA lenders are offering Hope for Homeowners, consider the FHA refinance loan. Nobody likes being turned own for home buying, mortgage refinancing or debt consolidation mortgage loans but millions of people have received credit denials so you are not alone. Bad credit mortgage lenders do offer some unique refinance loans for borrowers with damaged credit, but not everyone will be approved for a refinance loan. Consider a loan modification as a foreclosure prevention option to keep your property
Best Rate Refinance Loans
Home Equity Loans Refinance
Nationwide lenders provide competitive home loan products with second mortgages, refinance, debt consolidation, new home financing, FHA refinancing, hard money, jumbo and equity loans for homeowners with a complete range of credit types. Compare interest rates online and benefit from working with lending professionals. Loan guidelines changed recently for 125% second mortgages, so ask your lender about a viable no equity loan replacement that is available in your state.
We keep you updated with mortgage loan news, home equity advice and information about your loan in process. Get a free government loan quote from experienced FHA home lenders who provide loans for bad credit.
Underwriting approvals has been reduced to 24 hours for most of the second mortgage and home loan products. We provide No Cost Home Loan Quotes in all 50 States.
There is never any application fee or any obligation for researching rates or home refinance loan programs. We applaud homeowners that are leveraging debt with a tax deductible home equity loan, FHA refinance or conventional home refinancing.
FHA Refinance Loans
Home Purchase Loans
Lock into a fixed rate refinance loan or consolidate some bills with one of our popular second mortgages. Analyze your home financing options and cash in on your home equity. We can help you finance home improvements, college or vacation. If you want to keep it simple, we'll simply lower your payments with our competitive mortgage loans.
Online mortgage and refinance programs approvals as fast as 10 minutes. Home loan pre-approvals are available in less than 1 hour. If you need a pre-approved mortgage letter, we can help deliver it to your agent, escrow or even the seller.
Learn More About New Home Loan Opportunities
The team at corporate recently announced we would be expanding our services to include more talented mortgage lenders with a wider range of niches. The talented financing staff at Nationwide continues uncover more aggressive mortgage companies that are constantly rolling out new and improved mortgage loan programs to meet the needs of more consumers nationwide. Our effort to reach out to more lenders for cash out mortgages and home equity loans underscores our commitment to help consumers with their home loan shopping experience online. Rather than watch your adjustable mortgage rate rise, we suggest that find out more about what kind of loan and terms you qualify for.
Whether you are searching for a fixed second mortgage loan, or a low teaser rate home refinance, Nationwide Mortgages can introduce you to lenders that may have the loan solution for you. We offer home mortgages with credit types ranging from bad to excellent. Many of our preferred lenders have begun to offer FHA and VA loans that give people with poor credit another chance to rebuild credit and the mortgage rates are unusually low at this time. 2nd mortgage guidelines have changed dramatically this year because of the foreclosure and mortgage crisis. Since the loan products vary so greatly it is best to speak with a loan officer so you can look at other available cash refinancing opportunities.
New Home Equity and Refinance Loan Program Updates
Talk with Home Equity Lenders about some of the recently enhanced 2nd mortgage products that have been helping homeowners get quicker access to cash. With more flexible underwriting and loan guidelines that allow lower credit scores, now is the time to get a free quote.
1st Time Home-owners OK
No Equity Needed.
Poor or Fair Credit allowed to 97% refinancing
125 loans as no equity 2nd's are on hold since the mortgage melt-down.
* 100% Home Mortgages
Refinance Mortgages 80 to 100%
Equity Loans now available-580 to 760 Credit Scores for
qualifying loan applicants borrowing on primary residence.
* Home Equity Loans with Cash Back
Cash Refinancing from 80 to 95%
Refinance Loans now available-560 Credit Scores for
qualified loan applicants with primary residence.
No Stand Alone 2nds with Poor or Fair Credit over 80% LTV
* Full-Document - Home Refinance Loan up to $1,500,000
* Stated Income - Home Refinancing up to $1,000,000 (65% LTV)
* No Money Mortgage 100% Mortgage Loan Refinancing
* Second home mortgages can total 90% CLTV. If you don't qualify for refinancing and can't get approved for a secure debt consolidation loan, we recommend talking with Debt Settlement Nationwide because debt settlement helps eliminate unsecured credit card debt.
Get a No Cost Home Loan Analysis from Lenders that Understand the Market and Your Needs.
Sub Prime Home Mortgage Loan Division
Nationwide Mortgages has been able to stay ahead of the lending curve with home mortgages and equity loans that have performed in the marketplace with very minimal payment defaults over the years. Our lending services proudly offer new FHA and VA loan programs to ensure the best rates online.
Nationwide lenders have been able to balance the home loan portfolios because we evaluate more than just a credit reports. We evaluate borrowers one loan at a time and this enables us to examine compensating loan factors that help many homeowners with bad credit get qualified for a home mortgage that improves their financial state.
The mortgage industry is experiencing a countrywide credit crunch that has tightened the guidelines for most other mortgage lenders, but Nationwide Mortgages is always working with crusading financial institutions that find ways to release new home equity and mortgage refinance programs to the consumers who need it most. Lenders at Nationwide will continue to take these credit challenges so that you can find home loan rates that are more affordable. We strive to make your finances better with additional savings from lower mortgage payments.
Borrowers with a military background continue to benefit from the flexibility that the VA home loans offer with 100% financing. VA mortgages require no down-payment and the streamline allows borrowers to refinance up to 100% with no income documentation required.
FHA Mortgage Loans for Refinance & Home Purchase
FHA loan products continue to dominate the mortgage programs for lenders and mortgage brokers. These government home loan choices can be used for refinance or home-buying. FHA interest rates dropped to record levels in 2013 and many predict that FHA mortgage loans will dominate the lending options. First time homebuyers benefit from minimal down-payment requirements and flexible FHA credit guidelines. FHA may be the last bad credit mortgage loan because the subprime financing alternatives have disappeared.
Finance a New Home with 3.5% down FHA loans!
Low FHA Rates
First Time Homebuyer
Cash Back Refinance
Streamline Loans with No Appraisal Required
Bad Credit Allowed
Finance Home Rehabilitation with the 203K
FHA Mortgage Rates are fixed for 15 or 30 years!
Lock into a Fixed Rate Home Mortgage with No Penalty for Refinancing or Early Pay-Off!
Nationwide provides free home loan analysis for first time homebuyers and experienced homeowners seeking a low rate for home purchase or mortgage refinancing. Take advantage of our best home loan rate offer and enjoy the monthly savings for the life of the loan.
Get Free Financing Advice from our Loan Department with our Live Transfer that connects you to mortgage professionals instantly. Get answers to you financial questions. Whether you want to discuss loan programs, mortgage interest rates or just need more assistance understanding mortgage terms like refinance, second mortgage, home equity, home purchase, interest only, cash out, debt consolidation, FHA or conventional mortgages.
Bad Credit Mortgage Loans
Check out of the recent expanded loan programs for Refinancing or getting a second mortgage.
* Past Credit Problems
* Bankruptcy are OK
* Late on credit cards OK
* Mortgage Late Payments OK
* FHA Mortgage Refinancing
* VA Home Loans to 100%
Loan process cut by 50%
Quick and Painless Refinances
Low Closing Cost Option
No Pre Pay Penalties Ever
Flexible Home Equity Loans
Fixed Rate Mortgage Option
Primary Property – VA to 100%
Owner Occupied – FHA to 96.5%
Second Home Loans to 90%
No Cost Home Refinance
Stated income Loans
Interest only options
SFR, Condo or Duplex
Home loans to 3 million
HARP Refinance Loans
Non - Owner Occupied
Second Home Loans to 90%
Stated income Loans
Interest only options
SFR, Condo or Duplex
Loans to 1 million
FHA Mortgage Loans
Read More About the new FHA loan programs with raised loan limits that vary from state to state. This government loan program is great for first time home buyers as well as home refinancing. Find out if you qualify for the FHA refinance with low rate fixed for 30-years!
Do not allow credit problems from your past steer you away from many of the new home financing options.
Home refinancing or adding a second mortgage can help your credit rebound, and will often increase your credit scores with timely payments.
Refinance your existing second mortgage
Learn More About the Pros and Cons of Bill Consolidation
Convert your adjustable rates to a Fixed Rate Loan
Learn More on Cash Back Loans
Finance Home Improvements
Refinance your home equity line of credit
2nd Home Mortgages
Not only can we help you finance your second home...Nationwide Mortgages can help you find the right lender for an investment property loan so you enjoy the rewards of a rental income property.
2nd home or Investment
1st & 2nd Mortgage Refinance
Vacation Home Loans
Get Cash for Home Purchasing
Finance 2nd Home Construction
2nd Refinance or Purchase Loans
Poor Credit Mortgage Loans
Refinance your home and work on eliminating your poor credit scores:
- Low Rate Adjustable Mortgages
- Great for Rebuilding Credit
- Great for Consolidating Debt
Hard Money Loans: Sub-500 Score
Chap 7, 11, 13 Bankruptcy
Past Foreclosure OK
Past Tax Liens OK
FHA Loans up to $700,000 +
Mixed Use and Investment Home Loans
Fixed Rate Home Refinancing
If your mortgage payment is rising from your variable rate ARM, take action and refinance into a fixed rate loan. Combine all your mortgages together into a fixed rate first mortgage.
- Fixed Rate Jumbo Mortgages
- Cash Out Second Mortgage Loans
- Reduce Principal Balance Quicker
- Alleviate Variable Rate Indexes
- Replace Negative Amortization
The government improved their FHA refinance and debt consolidation mortgage products. The FHASecure and the Hope for Homeowners did not help as many people out as HUD had hoped so they worked hard to improve Home Loans from FHA were created so that more Americans could qualify for a lower monthly payment.
If you have a second mortgage or equity credit line, we believe you will save a lot of money by refinancing the second mortgage into your first mortgage. 30-year 1st mortgage rates have never been better so call now and learn how to lock a secure home loans from a competitive lender!
Mortgage refinance loans are not created equal. FHA refinance loans do not require as much home equity as conventional lenders demand. Let our loan officers help you with lending guidelines, loan limits and more.
With interest rates at all-time lows, now is the optimal time for refinancing a mortgage. Even if you were stuck with a bad credit mortgage, consider our subprime, military and FHA refinance options that have been saving people money all year.
Borrowers keep coming back to Nationwide because of our great home refinance rates and superior customer service.
Certain state and county maximum loan amount restrictions may apply on home mortgage loans. NationwideMortgages.net does not make mortgages or extend credit online. NationwideMortgages.net is not affiliated with government entities. Credit score, debt to income ratio and loan to value will determine most home loans, but approvals can only by granted by a licensed mortgage lender after an underwriting approval. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. See Privacy for Details.