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Free Hard Money Loan Quote

Hard Money Mortgage Loans

for People with Credit Problems and More

Shop sub-prime lenders who offer hard money mortgages for people who do not qualify with traditional lenders. If you just filed for bankruptcy or trying to avoid foreclosure, please consider the options that hard money lenders may have for you before making your decision. Nationwide has partnered with many non-traditional financers and hard money lenders to come up with a hard money solution that most banks would never consider.

Preferred Loan Type:
Property Value:

Credit Rating:
Property Type:

Hard Money Lenders

Unfortunately, many borrowers across the country don't fit perfectly into the box that most banks outline for consumer loans. For nearly two decades, Nationwide has been helping Americans find hard money loans and non-prime financing from trusted private money mortgage lenders that have a proven track record funding high risk loan programs.

Hard Money Lenders Offer Private Money Mortgage Loans

Don't just assume that credit problems will eliminate your chance for getting a home loan, credit line or cash out mortgage. Refinancing with a hard money mortgage or adding an equity loan can help your credit rebound, and will often increase your credit scores with timely payments. Rebuild your credit and raise your credit scores by getting your delinquent debts into a new first mortgage. In many instances if you have more than 30% equity in your house, then you may qualify for a hard money mortgage.

All Types of Credit Are Considered
No Fico Score OK
Past Judgments OK
Receiving Money for Debt Consolidation Allowed
Past Foreclosure or Short-Sale OK
Reoccurring Mortgage Late Payments OK
Delinquent Credit Cards Allowed
Past Bankruptcy OK

Avoid Predatory Lending
A very high percentage of the hard money home loans recorded have been done lawfully with positive results for the consumers. Unfortunately, just like on the playground at school, there are always a few bad seeds. During the financial crisis the government reported an uptick in predatory lending especially through the subprime lending channels. There were cases in which companies took advantage of consumers that took out hard money loans but the vast majority of private money mortgages have checked every legal box that the U.S. government requires by law.

  1. Never pay up-front fees for hard-money loans
  2. Make sure that get everything in writing (ie. Rates, closing costs, loan amounts, terms, etc.)
  3. Review the disclosures with an attorney or finance professional that you trust.

If you feel like you are being discriminated against or a victim to fraud, please visit this government resource site that has a task force ready to help. Stop Mortgage Fraud

Look for Loans from Trusted Hard Money Lenders
In most cases banks and mortgage companies only offer cash out mortgages and home equity credit lines to borrowers with pristine credit and income that can be documented with paystubs, tax returns, etc. These high standards the banks set make it difficult for millions of homeowners to gain access to cash when using their property as collateral.

Nationwide has found the high risk lenders that take more chances with hard money loan opportunities that were previously unavailable.


Key Hard Money Factors
Bad Credit Mortgage

- Get Cash Out
- Lower Payments
- Fixed Rate Loan
- Fixed Loan Term
- Fixed Loan Payment
- Low Payments 30 or 40-year term
- Principal & Interest Payments
- Pay Interest on entire Loan
- Home Equity Loan
- Great for Debt Consolidation
- Great for Peace of Mind
- Great Long Term Cash

Free Quotes for a
Mortgage Refinance

Low Credit Scores

• Credit Scores Below 500
• Chap 7, 11, 13 Bankruptcy
• Mortgage Lates OK
• Credit Card Lates OK

- Low Rate Adjustable Mortgages
- Great for Rebuilding Credit
- Great for Consolidating Debt


*Hard money mortgage loans are available in most states, but not all states. Please inquire with lender for updated program qualifications that pertain to your state.

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Nationwide offers no cost home loan quotes for people seeking refinancing, home equity, purchase mortgages in the United States. Our affiliated lenders will review the credentials of applicants with all types of credit on FHA, VA, Fannie Mae, Freddie Mac and jumbo products. Not everyone will be approved nor can loans be guaranteed online. This website has no affiliation with any government entities. Filling out this form puts you under no obligations. Mortgage rates and home loan programs are subject to change without notice. There is no application fee from participating lenders or banks. This is not an advertisement for credit. This is not a commitment to lend. Certain state restrictions and requirements may apply.

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