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Find the Best No Income Loan Offer with No obligation. Talk to lenders and find competitive pricing.

Apply in 30 seconds with one quick, easy form.

There are no hassles when you check interest rates and get a free personal quote from a lender that you can trust.

Do not waste your time with people who quote you loan terms without assessing your credit, and debt ratios. Of course having a good idea what the value of your house is very important for getting a genuine quote.

Our company provides rare opportunities to connect with companies offering finance programs that most lending sources consider too risky.

Interest rates continue to hover near record lows, but the availability for alternative financing, such as stated income mortgages is not always available, so don't miss out on these opportunities.

Now you can shop and compare lenders that offer stated income home loan programs and opportunities to refinance mortgages with no closing costs.

*Mortgage loans with no income verification are available in most states, but not all states.

Please inquire with lender for updated program qualifications that pertain to your state and your credentials.

Not everyone will be approved and certain restriction may apply.

No Income Verification Mortgage Loan Programs Available

Find Nationwide lenders that specialize in no income mortgages and stated income home equity loans. Many self-employed clients choose the no income loan options for home refinancing. It's no secret that mortgages with no income verification are not as easy to secure this year. Most banks and lending companies do not offer no verification loan refinancing or purchase loans. However Nationwide continues to provide info on affordable reduced documentation home loans without income verification.

Find No Verification Loans for a Fast and Easy Mortgage Process with No Cost or Risk to Compare Quotes

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At Nationwide, you will be able to shop rates on no income loans and refinance mortgages with a goal of securing some of the lowest rates and most aggressive loan programs in the Western Hemisphere. We will help you locate online lenders that specialize in no income loans, no credit mortgages and stated income loan programs.

No Income Verification

Need a Stated Income Mortgage or Home Equity Loan?

The fact is that no income check mortgage programs and reduced document loan programs can be configured to meet your needs if you have strong compensating factors. Many Americans simply do not banks or government agencies having access or records of their personal or financial information to get a loan. People do not trust institutions to safely guard their data and many for good reason are terrified of identity theft. No income loan programs provide another layer of protection that many people desire in an effort to buy or refinance a house.

We can help you find lenders that finance loan programs that do not require any income verification for good people who do not want to document their employment, assets or taxable income. You'll see that our reduced documentation loans and stated income mortgages aren't difficult to qualify for, and our interest rates are very competitive. Whether you need an equity loan, purchase mortgage or refinance, Nationwide will help you find companies that continue to offer alternative lending with no income verification programs for qualified applicants.

New Home Loan Programs

No Income Verification Loan Features

Stated Income Loan (See lenders for guidelines)
No Verified Income Mortgage
No Tax Returns Required
No Pay-Stubs Required
No Assets Home Loan
No Verification Loans for Refinancing

Looking for Stated Income?

No Income Mortgage

Many applicants are good and qualified borrowers that have difficulty documenting their income the way traditional lending underwriters require. Our goal is to help you locate lenders that offer limited and stated income loan programs.

Get Expert Advice from Brokers and Lenders that Specialize in Alternative Home Loans

You no longer have to let your job history or income documentation prevent you from getting locked into a record low interest mortgage.

Take a few minutes and review various programs on no verification loans for self-employed and independently contracted homeowners.

Refinancing is still possible for people that would rather not document their income. Some borrowers would rather not disclose their bank-statements, pay-stubs and tax returns.

Additional Financing Choices and Related Pages

Less Paperwork is paves the road for a smooth loan process. Nationwide offers unique no income mortgage options on 1st & 2nd loan products.

Equity Loans with No Income Verification

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Guide to Alternative Loan Programs

Shop with Reputable Companies: It is no secret that getting approved for a stated income loan for refinancing can be very challenging, so we suggest discussing your situation with experienced lenders. Many brokers and banks offer mortgages with unbelievable features, but they rarely end up closing the loan. Finding a company that offers a stated income mortgage refinance or no income equity loan is not as easy as it was a decade ago.

Get Quotes and Disclosures in Writing: Make sure you get all offers in writing that include the uniform residential mortgage disclosures such as the "Good Faith Estimate" and "Federal Truth in Lending" statements. The last thing you want to do is to get involved with a predatory lender, so make sure you are shopping loans from companies that have a solid record in delivering the type of home loan products you are searching for. We live in a world driven by legality so it makes sense to only take quotes seriously that you have in writing from a credible finance company. When you are buying a house, it is imperative to get a pre-qualification or pre-approval letter from banks and lenders that have a strong reputation and who you feel comfortable with. When considering a no income loan, it makes sense to take some time and review the lenders and brokers that you are considering.

Be Prudent when Shopping Online for No Income Verification Loan Programs: If you are buying a house, you need to ask the lender what the minimum credit score is, what the minimum down-payment requirement is and whether or not you will need to supply statements for the lender to verify assets. If you are refinancing, you need to find out what the fico score and loan to value requirements are before making a commitment. State income mortgages and no income loan programs are available but before you start counting your money, make sure that you actually qualify.

stated income loan

3 Popular No Income Loan Programs:

No Income No Assets:
In this type of "no income loan" income and assets info was not requested by the lender nor offered by the applicant. An appointee from the lender actually verifies employment of the applicant with the company listed as the employer.

Stated Income Stated Assets:
In this type of "stated income loan", the applicant provided info about their income and assets. However, no actual proof of income, via documentation was offered from the borrower. In this case, the lender did not verify any of the income. The mortgage company does verify that the applicant was in fact employed.

No Income Verified Assets:
No income information was requested however, assets were verified by a designated employee at the mortgage company. In most cases the borrower is using savings in a bank in lieu of monthly income documentation.

Get More Info Now or Call our Friendly & Experienced Loan Department for a Free Quote

This is not an advertisement for credit. See Privacy for Details. Nothing on this web site contains an offer promise either to make a "no income verification loan" or that any participating lending source will guarantee any home loan for any purpose or on any specific terms. Stated income loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

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Approvals are subject to underwriters considering applications for a no income verification mortgage.