FHA Mortgage Refinancing
Shop FHA Mortgage Rates for 15 or 30 Year Terms
Check out the government refinance programs created to help consumers with good and bad credit lower their interest rates and save money. Compare FHA mortgage rates, terms and get helpful guidance with government loans. FHA mortgages are great for homeowners shopping for a reliable fixed rate loan.
Whether you choose a rate and term FHA refinance, streamline or FHA cash out, you will be getting a new mortgage with a competitive interest rates, flexible terms and minimal closing costs because the Department of Housing and Urban Development and the U.S. Congress has oversight on this program that guarantees a great mortgage product.
Homeowners like the Federal Housing Administration's loan programs because of the easy credit guidelines and minimal LTV requirements.
FHA mortgage refinance loans are insured by the government but are offered to consumers by FHA lenders who are FHA approved to extend credit for refinance and purchase mortgage liens with residential collateral.
Borrowers can select from a variety of FHA refinance loans, like the streamline refinance, the traditional FHA refinance and the cash out mortgage refinance.
Get the Best Mortgage Rates on FHA Refinance Loans for Cash Back or Lower Mortgage Payments
Get help finding variable and fixed FHA refinance rates with1/1, 3/1, 5/1, 7/1, 10/1 ARM's and 15 and 30-year fixed terms. All types of credit will be considered.
FHA Refinance Loan Highlights
30-Year Amortization Term
15-Year Amortization Term
Don't miss this opportunity to lock into an affordable loan payment while FHA mortgage rates are below 5%. Even though, FHA implemented a minimum credit score, you can still qualify for FHA refinancing with credit scores as low as 500. Find out how to get a better fixed rate mortgage.
Refinancing with FHA is the best method for qualifying using all of your past and present compensating factors rather than relying solely on a fico score like most conventional home mortgages. Check FHA Loan Limits for state by state maximum loan amounts dictated by HUD.