Bio for Author, James Swift

Greetings readers. My name is James Swift and I grew up in the seventies in a small beach community in Los Angeles. After graduating from a notorious California state School, my post-graduate work focused on business, finance, and economics.

I began my journey in the financial sector in the mid 1990's. After nearly 12 years of experience working with several well-known "failed mortgage giants," I felt compelled to follow my passion of writing on the main topic I had authority in. My experience and understanding of the roller-coaster ride with Wall Street mortgage banks led me to be an online voice for the new millennium.

Witnessing the rise and fall of prominent lending companies has given me a plethora of experience to draw from. That's one of the reasons why many industry insiders consider me an expert in the field of mortgage related stuff for consumers. My drive and passion move me to write articles to help Americans improve their financial habits via homeownership.

My expertise in real estate finance has driven me to focus "homeownership" toward the best practices of anything related to the "home." I have written countless articles for commercial blogs and websites over the last couple of decades. Today I am living the dream, a freelance copywriter and contributing web publisher for Nationwide Mortgages.

Recent Articles Written by James Swift

Guide to Home Car Maintenance

Best Practices on Home Security

Tips for Home Garden Improvements

Guide to Going Green at Home

Home Remodeling Dos and Don'ts Guide

Guide to Helping Kids Stay Safe at Home

How to Apply for a FHA Loan

Mortgage Tips for First Time Home Buyers

FHA Loans, Rates and Fees

Top 10 Apps for Mortgage Refinancing and Personal Finance

Top 7 Things to Consider When Getting a First Time Home Buyer Loan

Why First Time Home Buyers Need a Mortgage Pre-Approval

8 Things to Help You Get a Mortgage Loan with Bad Credit

15 Reasons Why Homeowners Should Take Out a 2nd Mortgage Loan

20 Reasons Why a Home Equity Loan Is More Powerful than a Personal loan or Credit Lines

Does Credit Repair Help People Get a Mortgage Approval When Trying to Buy a Home?

How to Get a No Cost Mortgage Refinance Loan

How to Refinance a Pace Loan into a Mortgage

Why Millennial House Buyers Love Trump

Top 9 US Housing Markets in 2017

Why Homeowners Should Refinance from a 30 to a 15 Year Mortgage Today

What Is a Jumbo Mortgage Loan?

What Is a FHA Streamline Refinance? 

How to Refinance a Mortgage after a Bankruptcy

Top 8 FHA Loan Programs

Top 10 Mortgage Refinance Programs

12 Credit Repair Tips for Refinancing

When to Refinance to Get Rid of Mortgage Insurance

17 Reasons Why You Should Lock the Rate on Your Mortgage When Buying a Home

Top 4 Reasons to Invest in Real Estate Other Than California

11 Signs It's Time to Refinance Your Mortgage

Pros and Cons of Buying a Fixer Upper in California

7 Tips on How to Get a Mortgage After a Foreclosure

How to Get a Zero Down Mortgage to Become a Homeowner

5 Proven Paths for People to Stop Paying Rent and Become a 1st Time Home Buyer

4 Smart Ways to Raise Capital Using Residential Real Estate

5 Key Traits of a Great Mortgage Lender

7 Easy Steps to Raise Your Credit Score from 600 to 700

Why High Credit Scores Help to Qualify for Low Rate Home Loans

How Much of a Home Loan Amount Can I Qualify for?

FHA Flipping Rules

APR vs. Mortgage Rates

FHA Loan Limits

Bank Statement Loans for Self-Employed Home Buyers

Self-Employed Mortgage Loans

Government Mortgage Loans

How to Buy a Second Home



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