Application Center
  Loan Programs

Find the Best Loan Offer with No obligation.

Apply in 30 seconds with one quick, easy form

Check rates on fixed mortgages and get a free personal loan quotes from multiple lenders.

Free Loan Quote

Fixed Rate Mortgage Refinance

See Today's 15 or 30 Year Fixed Rates for Refinancing

Check out the most competitive lenders online offering fixed rate mortgage refinance loans with 15, 20, 30 and 40 year loan terms. Refinancing or taking out a new second mortgage with a fixed rate can help you maintain a budget and save money over the term of a loan. Did you know that obtaining a fixed rate mortgage refinance could save you money? According to Forbes, the number one reason for mortgage refinancing is for consumers' to secure a fixed interest rate. Fixed Rates offer protection because simple interest is used to calculate the set monthly payment for a set number of months.

  • Eliminate rising interest with fixed rate amortization
  • Pay off variable credit card with a fixed rate mortgage
  • Consolidate all your high rate loans and debts into one fixed loan payment with a locked interest rate for the life of the mortgage.
  • Refinance your adjustable rate mortgage into an affordable loan with fixed interest rates and fixed monthly payments
Preferred Loan Type:
Property Value:

Credit Rating:
Property Type:

fixed mortgage refinance

Refinancing does not have to be complicated any more. Nationwide has automated the process by enabling you to shop lenders online at your convenience. Shop for the best pricing and find companies that offer unique opportunities like the mortgage refinance program with no closing costs.

30-Year Amortization Term

  • 30-Year Fixed
  • Maximum CLTV 100%
  • Loan Amounts to $2,500,000
  • 100% LTV Full Doc minimum 580 Credit Score
  • 95% LTV Stated Doc
  • Maximum Debt to Income - 55% up to 90% LTV;
  • Documentation Types - Full, Limited and Stated Income
  • Today's 30-Year Mortgage Rates

15-Year Amortization Term

  • Current 15 Year Mortgage Rates
  • Maximum CLTV 100%
  • Fixed Loan Amounts to $2,000,000
  • 100% LTV Full Doc minimum 580 Credit Score
  • 90% LTV Stated Doc –(See lender for info)
  • Maximum Debt to Income - 55% up to 90% LTV;
  • Documentation Types - Full, Limited and Stated Income

40-Year Amortization Term

  • 40-Year Fixed
  • Maximum CLTV 100%
  • Loan Amounts to $1,500,000
  • 100% LTV Full Doc minimum 580 Credit Score
  • 95% LTV Stated Doc
  • Maximum Debt to Income - 55% up to 90% LTV;
  • Documentation Types - Full, Limited and Stated Income
  • Current 40 Year Mortgage Rates


Shop terms and compare loans with the most affordable fixed rate mortgage refinance loan that we have ever offered.


Refinance high interest loans and compounding interest on charge cards
Consolidate all your bills into one lower mortgage payment
Refinance all junior liens
Save money immediately when consolidating revolving debt.
Convert variable rates to a loans with fixed interest.
Reestablish your credit with higher ratings for lower rates
Get access to money quickly
Finance Home Improvements
Refinance your home equity line of credit



Consolidating Credit with a 2nd Mortgage
Homeowners are saving hundreds of dollars a month with a second mortgage on your home for that allows you to refinance credit card debt and loans. Fixed rate second mortgages will lower your interest.


125% Home Equity Loans with No Equity Consider refinancing your credit card debt and financing cash with a 125% second mortgage that is perfect for first time homebuyers or homeowners lacking home equity.

• No Mortgage Insurance
• Loan amounts up to $200,000

Many homeowners have discovered the low payment options available with option arm mortgages that offer low payments temporarily. These are very risky loans though because people can lose the equity in their home if they choose the lowest payment. We suggest refinancing into a fixed rate mortgage that you can afford.


Applying for an Equity Loan with Bad Credit
If you are sick of being turned down because you have low credit scores, give Nationwide a try, because we offer second chance loans for people who want to consolidate debt and refinance. We offer fixed loans and credit lines.

Apply Online or Call our Friendly & Experienced Loan Department for a Free Quote

Home | About Us | Warranties and Terms | Articles

By clicking "Complete My Request" I am consenting to have my info shared with up to four lenders, brokers, CreditOptions, New American Funding, Global Equity Finance, Loan Depot and other business affiliates and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. Consent is not required to purchase goods or services from lenders that contact me.

Nationwide offers no cost home loan quotes for people seeking refinancing, home equity, purchase mortgages in the United States. Our affiliated lenders will review the credentials of applicants with all types of credit on FHA, VA, Fannie Mae, Freddie Mac and jumbo products. Not everyone will be approved nor can loans be guaranteed online. This website has no affiliation with any government entities. Filling out this form puts you under no obligations. Mortgage rates and home loan programs are subject to change without notice. There is no application fee from participating lenders or banks. This is not an advertisement for credit. This is not a commitment to lend. Certain state restrictions and requirements may apply.

©2000-2019 - All rights reserved. Nationwide Mortgages